Poor & Bad Credit Loans

Bad credit loans are a speciality for us. From bad credit personal loans to bad credit home loans we have the personal finance solution you need.

Bad Credit Loans are NOT a problem! a Been refused elsewhere? a CCJ's, arrear or defaults? a No credit history? a Bad credit or adverse credit? a Suffered a bankruptcy or IVA? a Self Employed? No Accounts?

There are numerous reasons why you might need a loan and numerous reasons why you might have found it hard to get it. Whatever your credit problem we probably have a solution that meets your needs. Have a look at the map below to identify the options open to you and click through to find out more. Our aim - to get you the finance you need now! Note: this is for information only and does not constitute advice.

I need to borrow - my credit problems are relatively modest and I am happy to be credit checked.   PAYDAY LOANS Short term unsecured loans of between £50 and £750. Borrow today, repay on your payday.   UNSECURED LOANS Loans of £200 to £25,000 repayable up to 7 years from now. Loans not secured on property. Tenants & homeowners welcome.   CAR CREDIT Simplify the process by combining the purchase of your car with the sorting out of the finance. Credit decisions in 1 hour. Deals tailored to meet your budget.   SECURED LOANS Loans from £1,000 to £250,000. Secured on your home so you must be a homeowner. More readily available for a poor credit situation than an unsecured loan because of the house acting as security.   REMORTGAGES Borrow up to £1m for any purpose. Reduce your mortgage costs and/or consolidate other debts at a lower overall monthly cost,   RIGHT TO BUY MORTGAGES If you are a council tenant or housing association tenant you could buy your property at up to £38,000 lower than market value. Poor credit is not an issue   BUY TO LET MORTGAGES If you want to build yourself a property portfolio, but have poor credit contact us today. We'd like to help you.

I need extra finance - I have very bad credit or I don't want to be credit checked.   PAYDAY LOANS Short term unsecured loans of between £50 and £750. Borrow today, repay on your payday. No credit checks are done.   "NO CREDIT CHECK"LOANS (unsecured) Unsecured loans from £1000 to £3000 are available without a credit check if you have a guarantor. Tenants & homeowners welcome. Find out more. NOW AVAILABLE!   UNSECURED LOANS Loans from £100 to £25,000 are available by phone. Tenants & homeowners welcome. Find out more.   PENSION RELEASE If you are over 50 and have a pension that you have not yet drawn on, you could access your pension benefits and take cash and/or income early. Find out more.

I've got a large amount of debt already - may be I shouldn't borrow any more.   DEBT ADVICE If your debt problems are temporary we have some good advice on how to speed up the process of sorting them out. Find out more.   DEBT MANAGEMENT If your debt problems are severe or chronic then don't worry there is plenty of help to be had. Find out more.   IVAs If your debt problems are severe or chronic then don't worry there is plenty of help to be had. Find out more.   BANKRUPTCY If your debt problems are severe or chronic then don't worry there is plenty of help to be had. Find out more.   CREDIT REPAIR The first step towards repairing your credit status is to discover what's on your credit files. Here's how.

Note: This table is for information only and does not constitute advice.

To help you budget use this tool to estimate your monthly repayments. Actual repayments will depend on your personal circumstances. Enter an amount from £1000.
 

Apply NOW for your FREE, no obligation quotation. We can consider all credit situations. We have access to numerous lenders. So you have nothing to lose.

Unsecured Loans for homeowners & tenants from £200
Secured Loans for homeowners from only £1000 - typical rate 6.8% APR
Remortgages of up to £1m; Buy to Let mortgages, and Right to Buy mortgages

For Pay Day loans, and other financial products & services, please click on the left hand links.
 

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