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What is a Payday Advance?
A Payday Advance is an advance of
up to £750 repayable on your next payday - up to 30 days
away – or longer.
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What can a Payday Advance be used
for?
The money can be used for any
purpose - to pay bills, buy something, have a great
weekend, it's up to you! We don’t need to know and we
won’t ask you!
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How much can I borrow?
Any amount from £50 to £750. We
set you a credit limit based upon your net pay.
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How much does it cost?
This will depend on the lender you
apply to. Typically they will charge you a £ fee for
every £100 that you borrow. There are no hidden costs
nor administration fees. You will clearly see what you
must repay on your pay day well in advance.
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Do I need to fax my details?
You don't need to have a fax
machine to be able to apply for a loan. You can send
your details in by post, but this will delay your loan a
little.
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What do I need to get a Payday
Advance?
You must have a regular income and
an active bank account with a chequebook.
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Do I need a cheque guarantee card?
No– but if you do, the advance is
automatically approved.
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I have a poor credit history -
does this stop me from getting an advance?
No. However we need to be happy
that all our customers have sufficient funds available
on payday to cover the advance repayment.
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What if I get paid weekly?
No problem at all - the advance
will become repayable on the fourth payday after the
advance. Alternatively the repayments can be staggered
over the next four paydays.
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I'm a tenant - is this a problem?
No problem - it makes no
difference to us whether you are a tenant or a
homeowner.
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Do you contact current or
former employers?
No, we operate a strict
confidentiality policy. None of your personal
information will be passed onto any third party without
your prior agreement or unless required by law.
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How long will it take to get the
money?
Generally 24 hours following your
acceptance - the funds will be put directly into your
bank account.
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How do I get my money?
We transfer money directly to your
account by same day Priority Payment ready for you to
draw on immediately.
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Can I get an extension to my
advance?
Yes, you can extend part, or all,
of your advance until the following payday simply by
paying the interest-only on the original advance. Please
ask for more details.
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Can I make payments using my debit
card?
Yes no problem at all, just give
us a call or let us know in writing.
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How will I know if I have been
approved?
Once we’ve received your
application and it’s been processed, we contact you by
phone, text message or e-mail, whichever is most
convenient.
