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Buy to Let
Mortgages
We are a
buy to let mortgage UK loan specialist - buy to let mortgages Wales,
England, Scotland and Northern Ireland. And we can provide a buy to let
mortgage to a person regardless of their credit history or credit score.
And we will help you get your online loan NOW!
A typical buy to
let mortgage UK investment - buy to let mortgages Wales,
England, Scotland and Northern Ireland. |
Buy to Let is a joint initiative by the
Association of Residential Letting Agents (ARLA), and mortgage lenders. The scheme is designed to help private
individuals to invest in property to let without being penalised by
mortgage surcharges or paying commercial rates of interest. Mortgage
lenders in the Buy to Let scheme will take account of rental
income likely to be achieved from a property.
In the past buy to let mortgages
had been viewed as being more risky than residential mortgages and this had been reflected in the overall cost. It used
to be the case that buy to let mortgage rates were significantly
higher than residential mortgage rates, but in recent years
competition has meant much lower rates have become available. |
Buy to let
mortgages can be calculated in a number of different ways: some
products rely solely on the rental
income while others will combine your salary with the expected rent.
Similarly the amount of deposit needed varies enormously between
mortgage products
and can be as little as 10%, or as much as 25%.
Unfortunately many of the
established ‘rules' relating to the pros and cons of repayment vs
interest only mortgages go out of the window. If your primary motive is
to see your capital grow, and you aren't in any hurry to see the
mortgage fully paid off, then you may want to consider a repayment
mortgage. Alternatively, because interest paid on a mortgage can be
offset against tax, you might find that an interest only mortgage makes
better financial sense.
In the first instance
it
makes sense to contact us to examine your needs and your personal
circumstances. We can then advise you how best to proceed.
A wide range of Buy to Let
Mortgage options
For all the
mortgages we provide we are able to look across the market. For every
application we receive we examine hundreds of loan products to see which
are the best options. We work closely with the subsidiaries of many of
the well know high street banks, and ironically have buy to let mortgage products available
to us that you cannot get on the high street!
Why Look Anywhere Else?
When we are able to offer
this service for free why would you choose to spend your time looking anywhere
else? If you want your buy to let mortgage now then take a moment to
complete the
relevant application form and then we'll come back to you with the best
deals. Remember, we aim to call you back with your options in around 1
hour! Let us do the hard work for you.
Bad Credit Mortgages are NOT a Problem!
We also specialise in bad credit
mortgages. If you have been refused a mortgage by others you may have convinced yourself that you are beyond
help. Don't worry - we would like to try to help you.
Don't worry................We want to help you
NOW!
Because we are a specialist broker we have a broad panel of lenders and
access to thousands of products. There may be one (or more) for you.
It costs nothing to apply
and you not obliged in any way. It only takes a minute.
We'll do all the legwork, tell you what your options are, and then we
can sort everything out over the phone.
Buy to Let Mortgage Summary
- Lower rate buy to let mortgages because we
have lower operating costs
- Bad credit loans are not a problem -
we are happy to consider all credit situations
- No upfront fees
- Fast (1 minute)
online application
- Quick decision in
principle - we aim to speak to you within 1 hour of your application
- No credit search until you
authorise it
- As much as possible sorted out over
the phone to minimise your paperwork
Unsecured Loans from £200 to
£25,000; Tenant Loans from £200 to
£25,000; Secured Loans from £1,000
to £250,000; Remortgages up to £1m;
Payday Loans from £50 to £750;
Buy to Let mortgages;
Right to Buy Mortgages;
Poor Credit Loans
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